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Tootpay's Mobile Financial Solution
Helps Remove Barriers to Mobile
Banking and Payment.

Device Independent

Work on any STK supported handsets including low end phones.

Works on all the major mobile OS : Windows Mobile, iOS, Symbian, Android, Blackberry, Bada, etc.

Telco Independent

Work with all Telco providers.

Service independent of telco and comply to GSM 11.11, GSM 11.14 standard .

Access Independent

Channel Independent.

Low cost deploy leveraging on existing resources and infrastructure.

Versatility in utilising various mobile channels for delivery.

Work on most of the mobile messaging channels.

No Internet Required

Work on any phone.

No need to download any application.

Works on feature/basic phone too.

Cost Effective

Low deployment & operation cost.

Uses bank's existing infrastructure.

No Smart Phone, No internet.

User Friendly

Plug & Play - No installation.

Easy to use - Menu Driven.

It allows menu based operation for high and low end (basic) mobile phone.

Secure Transactions

Secured End to End SMS Encryption (3DES Encryption with key length of 168 bits) offers a full spectrum of security features that protect access end-to-end from the end user to the bank.

Comply with Central Bank 2 factor authentications (2FA).

Proven Solution

Existing deployment.

Robust & proven technology with multi-country deployment.

Tootpay's mobile financial solution helps banks and
financial institutions have a seamless mobile banking
deployment; it works on almost any mobile device -
flexible, encrypted, menu driven and without internet.

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